Welcome to the

Sandycove Acres Home Owners Association web site.

We are an Adult/Retirement lifestyle community located in

Innisfil, Ontario, Canada


                        Last Updated September 10th 2020




(NEW)  BROWN SHEDS & INSURANCE UPDATE - read the following



September 5th, 2020

Following the notice from Parkbridge concerning brown sheds and insurance we have had many requests from residents for explanations and advice. To be sure of what we tell you we engaged a lawyer specializing in insurance issues. We have also received information from residents and from Parkbridge. We regret that we have not been able to send this message earlier but the current COVID-19 situation has caused multiple delays in obtaining the information.

Please be aware that the information in this message has been provided to us and reflects what we have been told but the Association assumes no liability for its accuracy. Individual residents are solely responsible for any decisions based on this information.

Please take the time to read the whole message especially the final paragraph.

I don’t have a brown shed – do I have to do the insurance part? 

Yes you do as stated in the FAQ pages of the notice. These are really two separate issues that Parkbridge has decided to act on at the same time.

Do I have to pay for a brown shed? 

If you are entitled to a shed as defined in the FAQ sheet Paragraph #3 you do not have to pay. In the payment section of the Agreement simply cross out the amount space – Parkbridge has confirmed that this as the correct thing to do.

I have, and am entitled to, a brown shed but do not want it – what should I do? 

You can give it up and if that is what you decide then advise Parkbridge in writing. However, when the time comes to sell your home, and only if your lease specifically states that you are entitled to a shed, if you then assign your lease there will be no free shed for your buyer - a selling point lost!

Can Parkbridge legally require me to act about insurance as stated in the notice? 

Yes they can. It is something we agreed to do when we signed our leases.

Is this still in force even though Parkbridge – or the previous ownership - have not asked for it for many years? 

Yes it is. One special note however. There are a few leases dating back to the 80’s and early 90’s. It is possible that these leases do NOT include the insurance requirement. In this case Parkbridge cannot now require it unilaterally. You will need to read your lease very carefully to be sure. If you do not see this requirement you must contact Parkbridge immediately.

If I do this does it affect me in any way? 

For most things it does not. However, and depending on the wording of your policy, it MAY mean that you can no longer sue Parkbridge if, through some act of theirs, you suffer injury or loss. 

Please note that the Association does not in any way make a recommendation as to whether this influences your decision whether or not to go ahead. This must be entirely your personal decision.

What will happen if I choose not to do this? 

Legally you will be in breach of your lease. We don’t want to cause you to panic but this does mean that Parkbridge can, in theory at least, terminate your lease and require you to sell up and leave the Park. We expect that they would first try to work with you to find a solution.

You also need to be aware that based on the FAQ’s, and if you have decided not to add Parkbridge as a named insured, even sheds legitimately in use will be fitted with Parkbridge locks replacing yours. It is not clear what would then happen but the implication is that you would lose the right to use the shed and would have to remove your possessions a.s.a.p. And they might charge you!

If I do choose to do it does my insurance company have to agree? 

No they do not – it depends on their policy. This is where it gets a bit confusing. We have had different answers reported as follows:

1. They will not do this at all. This means that, to go ahead, you will have to find another company that will. Parkbridge has advised that they have a list of such companies available to you. Contact the Office to get it.

2. They will do all that Parkbridge has requested. Simply go ahead.

3. They will add Parkbridge as a named insured but will not accept the requirement that they are responsible to inform Parkbridge if you change or cancel your policy. This is in part due to privacy laws and part policy. The following paragraph expands on this.

The Association has raised this problem with Parkbridge as insurance companies consider Parkbridge’s wording about this to be ambiguous and therefore assume the worst case. The response from our Regional Manager was that “my understanding” is that the wording means that it is the responsibility of the resident to inform Parkbridge, not that of the insurer. We assume Parkbridge will honour this statement if this is the case with your company.

4. They will not add Parkbridge as a named insured but will offer a “rider” providing Parkbridge with limited coverage. This includes an increased premium for the resident. 

Contact Parkbridge immediately to discuss.

If I do it will my premiums go up? 

This will depend on the company. Except as noted in #4 above, those we have spoken to say they will not but there will probably be an administration fee.

If I have to change companies will my premiums go up? 

This will depend on the new company but if your current insurer offers loyalty discounts this may well be the case.

I don’t have insurance - what do I do? 

Unfortunately you will be in the same position as someone who has insurance but decides not to agree to what Parkbridge requests. You will have to decide whether or not to get insurance.

So what do I do now? 

First, if you have not already done so, contact your insurance company to find out what they are prepared to do. This assumes of course that you are willing to go ahead. You should provide them with a copy of all of the Parkbridge documents. If they are prepared to do either #2 or #3 as described above then go ahead. Be aware that they may not be able to provide a new certificate by the September 14th deadline. For #1 and #4 above contact Parkbridge immediately.

Before the deadline provide Parkbridge with the completed forms sent with the notice plus a copy of your current [the new one if you have it] insurance certificate. If it is the case, attach a note saying that your insurance company is working on a new certificate and that you will provide it as soon as it is available. We have been told that some companies will work directly with Parkbridge for this.

Most Important: 

If you have any questions, problems or doubts, Parkbridge ask you to contact the Office so that they may work with you to get the situation resolved. This is particularly important if there is a possibility of increased premiums as they may be able to direct you to a company that can prevent or reduce an increase.

If you have further questions, please contact us by email at info@scahomeowners.com or call any Director.






NEED A HELPING HAND during this virus??    Town of Innisfil is offering a small grant to help us cope with some of the extra expenses incurred.    Please click here to read how you can apply.

The Innisfil Rotary Club is offering help with grocery or medication shopping and even dog walking for our residents.    To arrange this please contact Anne Kell by e-mail at ankeipl@gmail.com or by phone at 705-791-0544

Feeling lonely and isolated during this COVID-19 time.   Click here to find out how "check in and chat" with someone through the CONTACT programme introduced by the Simcoe Muskoka County Health Unit - take a look.

Innisfil ideaLAB & Library Customer Experience team members are calling to check in on some of our senior members with #CareCalls.   Sometimes it's a friendly chat, and other times they help refer individuals to available support services.   Lucy from our team says, "We want to make sure our community is being taken care of, and some seniors are particularly vulnerable and isolated. And we just miss seeing them!"   If you know someone who would like to chat call us directly at 705-431-7410 (9am-5pm, Mon-Fri).


An updated special note for ALL Residents from Parkbrdige during the COVID-19 period - CLICK HERE


Here's the latest on the construction of Lockhart Rd - if we get updated ......just click here to read the official notice(s)


Sandycove Newsletter is normally available on this web site on or about the 25th of each month.    There will be NO newsletter untill further notice.   When available the Monthly Newsletters  are also throughout the park located in the general area of the Canada Post mail boxes or the Bus shelters and at the office.   For prior NEWSLETTERS please click here.   



Residents of Sandycove Acres - please note the following changes to access Monthly Minutes and Member Forums.    A user ID and password is now required.  If you did not get a user ID and password please send an e-mail to  hoawebpass@outlook.com stating your name, address and phone number.

(UPDATED) Monthly minutes from the Home Owners monthly meetings.  ID & Password required   Have an inside look at events, issues, accomplishments, meetings, etc. please click here to view the current minutes.  


Member Forums are presented on a quarterly basis for members to keep them up to date on issues and challenges facing the residents of Sandycove Acres.    Next meeting will be announced.    ID & Password required   To view the Member Forums held to date please click here.


Discover the SEMINAR SERIES presented by the Home Owners Association for Sandycove residents who are members.    These are information sessions specifically focusing on the interests of Seniors and retired folks.   When scheduled they are normally held the 3rd Monday of the month at the SPOKE  and are well attended.    CLICK HERE for more information on these informative sessions and/or watch the monthly newsletters for current seminar information.


for all residents

DID YOU KNOW.....virtually every activity in Sandycove Acres is run by volunteers?.    How important are they????     Lots of time and effort by exceptional folks who want to have everyone enjoy their favourite activity.     Well the time is fast approaching where clubs, groups and other activities are looking for folks to help out in the next year.     What can you offer??    Call someone to find out how you can help.    This community has tremendous opportunities - can you help??    Check out this web site to see those activities - sign up and participate.    For more info please e-mail us at info@scahomeowners.com


The Social Clubs of SANDYCOVE ACRES - These groups and many others all help to create the lifestyle that makes Sandycove what it is today.   Sandycove Acres is a great place to be in large part due to the 3 very active volunteer SOCIAL CLUBS in Sandycove.   Check out these groups by clicking here or on the respective halls shown by clicking on Activities.


COMMUNITY PHONE DIRECTORY  - The Sandycove Acres Community Directory is available.   If you are a resident please go to the web site designated in the newsletter.   NOT ON THE DIRECTORY??   CLICK here and just complete the form and follow the instructions.     for further information about this Community Directory web site please contact info@scahomeowners.com


Here's the latest on the construction of Lockhart Rd - if we get updated ......just click here to read the official notice(s)


THE “HOABulletin” is dedicated solely to current and sensitive Association matters.   In line with our commitment to openness and transparency, it is available to all residents whether or not they are members.   To receive the bulletin simply send an e-mail to HOABulletin@outlook.com with the subject line “Get HOABulletin”.


COMMUNITY STANDARDS - an updated definition from Parkbridge July 25, 2019 - CLICK HERE to read


parkbridge notes of interest

An updated special note for ALL Residents from Parkbrdige during the COVID-19 period - CLICK HERE


COFFEE CHATS are held regularly at the Wheel and hosted by Parkbridge.   These are intended to keep residents up to date on everything happening from Parkbridge.   Please click here to see presentations made.   Next Coffee Chat will be announced


(UPDATED) COMMUNITY LIFE   Parkbridge Community Life Newsletter - available the last week each month - click here to view the current and previous issues.




HEALTH CLINICS in Simcoe County,    A WALK-IN CLINIC is now available at the RIZZARDO HEALTH CENTRE located at Innisfil Beach Road and Highway 11.       Click here to see the complete list of Clinics in Simcoe County.   The highlighted clinic is now the Rizzardo Centre.  


MAKE THE CONNECTION  Call 2-1-1 or visit 211Ontario.ca

211 is here to help - 211 is a three-digit phone number that provides information about and referral to community and social services in Ontario.   Information and Referral Specialists are caring, understanding and knowledgeable, and pride themselves on their ability to connect you with the services you need.    This service is also available at www.211ontario.ca


INNISFIL PUBLIC LIBRARY  at the Innisfil Beach Road site offers FREE courses on many topics including WORD, EXCEL, FACEBOOK, E-MAIL, Intros to COMPUTERS and INTERNET, etc.   CLICK on the LOGO and check out the schedule of events at the NEW Town library.


Contact us at

Sandycove Home Owners Association

PO Box 7151

Innisfil, Ontario L9S 1A9




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